To add a car to your policy, you can update your policy online or call your insurance company. Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy.
The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. Independent agents don't work for one insurance company; instead, they sell insurance from multiple companies.
That means you'll always have an expert on your side who can find the best policy and the best savings for you. And as your needs change, your agent will be there to ensure that you have the right protection. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer.
You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance. Yes, you can show proof of insurance on your phone at the DMV or BMV in every state that accepts proof of digital insurance.
Learn more about the coverage requirements and discounts available through Progressive, and find easy ways to get a Pennsylvania car insurance quote through us. Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy.