If a loved one died, you may need to provide the auto insurer with a copy of the death certificate to initiate the change. Learn more about car insurance after the owner dies. Keystone State drivers can count on Progressive for reliable and affordable car insurance. Learn more about the coverage requirements and discounts available through Progressive, and find easy ways to get a Pennsylvania car insurance quote through us.
Most insurers will also allow you to share a single car insurance policy with someone if you live with that person. To protect your assets, you can always choose higher liability limits than those required for auto insurance in Pennsylvania. You can remove a listed driver from your insurance policy if they no longer live with you and no longer drive your vehicle. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. Most states require minimum auto insurance and vehicle registration coverage, so it's important to have proof of insurance and registration when driving. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy.
Removing someone from your car insurance policy may lower your overall rate, but it depends on several factors related to that individual driver. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Most insurance companies allow (and may require) you to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history.