Vehicle liability insurance covers property damage or injuries that may be caused to other people in an accident. One of the first decisions you'll make when deciding your auto insurance policy will be to choose between full liability or limited liability. This will determine if you can sue for pain and suffering (full tort) or not sue for pain and suffering (limited tort). To protect your assets, you can always choose higher liability limits than those required for auto insurance in Pennsylvania.
In Pennsylvania, all business-owned vehicles must be insured with a commercial auto policy that meets the minimum insurance requirements. The car insurance coverages required in Pennsylvania include liability for bodily injury, liability for property damage, and medical benefits, also known as medical payment coverage. Learn more about the coverage requirements and discounts available through Progressive, and find easy ways to get a Pennsylvania car insurance quote through us. Car insurance coverage is mandatory in Pennsylvania, and your coverage must meet the state's minimum liability requirements in order for you to drive legally.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. It's critical to understand that the minimum car insurance coverage may not provide the level of financial protection you would want if you were in a car accident. Car insurance is a contract between you and your insurance company that provides financial protection if you are involved in a car accident. Insurance companies are not required to notify PennDOT when a vehicle owner purchases a new insurance policy with the same or a different company.
Insurers will automatically include these coverages in a motorcycle insurance policy, unless you choose to reject them in writing.