The short answer is that entertainment and non-essential items can generally be paid for by credit card with no fees. Services, public services and taxes can often be paid with. Services, utilities, and taxes can often be paid by credit card, but with a processing fee. Loan payments are usually only payments by check or bank withdrawal.
Today, credit cards offer many benefits to consumers, such as strong rewards programs, purchase protection, exclusive retail discounts and free travel insurance, to name a few. The most notable thing is the ease of payment offered by these plastic cards, especially when making online reservations or booking trips.