On average, Erie offers lower prices than Liberty Mutual for drivers with credit scores lower than 580. Drivers with outstanding credit have a score of more than 800. Erie is also the least likely to increase auto insurance rates after a driving incident. Erie also offers the same auto insurance discounts as larger domestic companies, such as combining several insurance policies, having a vehicle equipped with anti-lock or anti-theft equipment, or driving safely if you're a young or adult driver.
Erie also has a reputation for excellent customer service. In some states, a smaller local company might have the cheapest car insurance for you. For example, Erie has the cheapest insurance in North Carolina, Ohio, Pennsylvania, and Washington, D.C. While local companies may have cheaper rates and more personalized service, domestic companies tend to have better online features and package options.
Having more driving experience and no fines or accidents helps make car insurance cheap. Drivers who opt for minimum coverage policies can get cheaper car insurance quotes, although they risk not being fully covered after a serious accident. The best way to save on car insurance is to compare quotes from several companies. Consider all the factors that are included in your quote, such as your coverage amounts, deductibles and discounts.
Don't just get quotes from big domestic companies, regional companies such as Erie, Farm Bureau and Auto-Owners could have some of the cheapest rates if you live in the state they serve. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. For example, you should have Liberty Mutual update your mailing address or vehicle information if you are moving or buying a new car. In addition, Erie auto insurance policies are cheaper than the national average for all demographics and driving profiles evaluated.
Liberty Mutual Insurance strives to ensure that customers only pay for the auto insurance coverage they need. That's because Liberty Mutual offers special savings opportunities for drivers in this category, such as discounts for students who maintain a GPA of at least 3.0. For example, Erie is much cheaper than the national average regardless of driving history, while Liberty Mutual is significantly higher. Although Erie is only offered in 12 states, it offers some of the most affordable insurance products in the country.
To cancel Liberty Mutual insurance, the policyholder contacts their agent directly or call a representative at 1-800-290-8711. Liberty Mutual can also request the details of your new auto insurance policy to verify that you won't drive without insurance. After a thorough insurance review, Erie Insurance is the low-cost leader in all categories of drivers considered. If you have already paid the premium for the policy period in full, Liberty Mutual will reimburse you for the unused portion, less cancellation fees. Erie has some of the most affordable car insurance quotes for drivers with a ticket, accident, or DUI on their driving records.
Liberty Mutual accident forgiveness applies to an accident every five years and can be obtained free of charge if you haven't had any accidents, claims, or violations in the past five years. Erie customers who qualify for their Rate Lock program can avoid rate increases that could cause insurance costs to increase over the years. Erie Insurance offers policies in Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin and Washington, D.