Find out if you're overpaying for car insurance by comparing more than 20 free. Looking for a better rate is one of the best ways to save money on car insurance in Pennsylvania. Next, we'll look at how much the average Pennsylvania resident spends on car insurance to help you determine how much you can afford. Pennsylvania insurance companies are subject to regulations established by the state insurance commissioner, which must comply with the fair competition standards of the National Association of Insurance Commissioners (NAIC).
Domestic insurance is established under Pennsylvania law, but foreign insurance is created under the laws of any state. These programs, especially if you drive less than 15,000 miles per year, can offer you decent discounts on car insurance. If you are found driving without car insurance or found guilty of a serious traffic violation, Pennsylvania may require you to file an SR-22 with the Pennsylvania Department of Transportation (PennDOT). You can use online tools to instantly get quotes from auto insurance companies in Scranton, Pennsylvania.
Next, we'll look at the state's cheapest car insurance companies and coverage options, starting with the most affordable. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. This table shows the average rates for car insurance with full coverage in cities in Pennsylvania, based on the profile of a 35-year-old driver with a good credit score and a clean driving record. State insurance commissioners administer laws and regulations and have significant influence on auto insurance.
Pennsylvania has a total of 166 domestic property and accident insurers and 929 “foreign insurers.” Because car insurance companies have different calculation methods for premiums, no two quotes are the same. The table below outlines the average annual cost of full coverage premiums for a variety of vehicles to give you an idea of how much car insurance might cost. By following these tips, Pennsylvania drivers can save money on their car insurance and get the coverage they need.