Insurance companies analyze population density, theft and vandalism statistics, the likelihood and severity of car accidents, the cost of living, and medical care to determine rates by zip code. Next, we explain what coverage you need to drive legally, what are the minimum limits of liability required by your state, and what types of car insurance you might need to be truly protected. Here you'll learn everything you need to know to buy the best car insurance policy in Pittsburgh for your unique situation. To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate.
The BMW 330i and Toyota Prius typically pay more than average, while Ford F-150 and Honda Odyssey drivers pay below the average cost of car insurance in Pennsylvania. The tables in the following sections provide information on how different driving violations can affect car insurance rates in Pittsburgh. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Good drivers with no accidents or fines on their records tend to pay less for car insurance premiums than drivers with bad records.
You can get a cheaper car insurance rate if you maintain a good credit score and a clean driving record. Car insurance is a major purchase, but finding cheap car insurance in Pennsylvania isn't always easy. The table below shows the average monthly quote for car insurance with full coverage based on your credit rating. See NerdWallet's guide to state car insurance requirements for more information on the coverage you might need in your Pennsylvania car insurance policy.
However, it's important to understand that the cheapest car insurance company in Pennsylvania varies for each driver. The SR-22 is an auto insurance company's guarantee to the state that you have the coverage required by law. Your zip code, age, marital status, credit-based insurance score, driving history, claim history, the insurer you choose and the type of vehicle you insure will affect your car insurance rates in Pennsylvania.