In Pennsylvania, drivers with just two speeding tickets pay an average of 34% more on their annual car insurance premiums, for example. Finding the discounts that best fit your needs and situation is an essential step in looking for the cheapest car insurance. For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 16 percent more than the average premium in Pennsylvania. The Guides Auto team looks at the best car insurance and the cheapest car insurance companies in Pennsylvania to see which ones offer the best prices on quality coverage.
The average cost of car insurance in Pennsylvania is 9% lower than the national average auto insurance premium. While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age. Age, credit scores and driving history have a big impact on the cost of car insurance in Pennsylvania. Your zip code, age, marital status, credit-based insurance score, driving history, claim history, the insurer you choose and the type of vehicle you insure will affect your car insurance rates in Pennsylvania.
Comparing numerous car insurance quotes before buying or renewing an auto insurance policy increases your chances of finding the best rates. The cost of auto insurance premiums varies depending on different driver profiles and levels of policy coverage. To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate. Pennsylvania law requires that all motor vehicle owners in the state have the minimum insurance coverage required by the state.
By getting some personalized quotes from different companies, you may be able to find the cheapest car insurance company in Pennsylvania for your particular situation.