The insurance company generally has approximately 30 days to investigate your car insurance claim, although the number of days varies by state. Most state laws require that claims be processed promptly and without unnecessary delay, but processing and resolving them can take longer, especially if the accident was serious or if an investigation into coverage is necessary. Car insurance is a rare product that you buy in the hope of never using it, but if you're involved in an accident or your vehicle is damaged, you may need to file a claim. An insurance claim is simply a request for financial compensation from an insurance company.
Understanding how the claims process works, including reporting an accident, working with an insurance adjuster and repairing your car, if necessary, can make filing a claim easier and less stressful. If you have rental vehicle reimbursement coverage under your own policy, you will have coverage for a rental car regardless of fault, within the limits of your policy. Through subrogation, your insurance company can now try to recover the payment you made to the insurer that originally denied fault. Information provided by an applicant or insured person to a business owner, general liability, professional liability, or workers' compensation insurer is subject to their terms of use and privacy policy, and may be shared with us.
Some progressive companies can receive compensation as authorized agencies for providing services on behalf of business owners, general liability, professional liability and workers' compensation insurers. While the payment was meant to compensate you for the costs of repairing the car, your insurer doesn't require you to repair your vehicle. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. You can also tell your own insurance company about the accident in case you need to file a claim against your own policy because the at-fault driver had no insurance, was underinsured, or was denied liability by your insurance company.
With Progressive Pet Insurance from Pets Best, you can create a plan that fits the needs of your dog or cat, as well as your budget. You file a collision claim against your own insurance policy because you need a new car as soon as possible. Don't expect the at-fault driver to contact your insurance company; it's up to you to report the accident to the other driver's insurance company. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here.
Keep in mind that car accident investigations can take months to complete if there are serious injuries, multiple drivers and cars involved, and if it is unknown who was at fault.
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