Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. The actual amount of the discount will vary depending on your insurer, age, state and other factors. PennDOT encourages you to periodically check for updates from the training provider and the list of locations. Many insurance companies offer discounts on defensive driving courses, so check with your insurance company.
By combining your homeowners insurance with your car insurance policy, most providers offer you a significant discount. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. Insurance providers look at your driving history, your age, and the type of car you drive, among many other factors. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
Leslie Kasperowicz is an insurance expert with four years of direct experience in agencies and more than a decade creating educational content to help insurance buyers make informed and confident decisions. Taking a defensive driving course can earn you a discount on car insurance or help you avoid being charged a fine.