Prices vary from company to company, so it's worth comparing prices. Get at least three price quotes. You can call companies directly or access information on the Internet. Your state's insurance department can also provide price comparisons for major insurers.
Insurers are providing some relief to car policyholders because changes in driving habits have led to fewer accidents and claims, saving the insurance industry tens of billions of dollars. In addition to comparing the prices offered by local insurers, Checkbook asked insurance customers and body shops to rate insurers for their claims management service. Car insurance premiums are based in part on the price of the car, the cost of repair, your overall safety record, and the likelihood of theft.