No, collision insurance is not required in Pennsylvania because it is an optional type of coverage in every state. If you're leasing or financing a vehicle, most lenders require these coverages. Comprehensive coverage and collision coverage can cover the repair or replacement of your car if it is damaged in a covered incident. As a no-fault state, Pennsylvania requires that you have personal injury protection (PIP).
This provides medical coverage for you and your passengers in the event of an accident, no matter who was at fault. Learn more about the coverage requirements and discounts available through Progressive, and find easy ways to get a Pennsylvania car insurance quote through us. To protect your assets, you can always choose higher liability limits than those required for auto insurance in Pennsylvania.