Yes, Liberty Mutual has a multi-vehicle discount. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Liberty Mutual is very expensive because of agent fees and the overall increase in costs for insurance companies.
Although Liberty Mutual doesn't offer discounts on dash cams, buying a dash cam could be worth it in the long run. Adding a car to an existing insurance policy generally requires that you or your wife be the legal owner of the vehicle. For example, dashboard cameras can help prove fault in a car accident, prevent insurance fraud, and provide evidence in traffic courts. There are 17 Liberty Mutual discounts for auto insurance customers, ranging from discounts for good drivers to discounts for cars with modern safety features.
RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium. Always ask the insurer about the specific requirements of multi-car insurance policies or if you can add a family member's car to your coverage. You should also consider including optional add-ons for collision insurance and comprehensive insurance if the car you own is less than ten years old. Your old car is your pride and joy, but it needs special attention when it comes to car insurance.
However, there is the advantage that if you insure your car and motorcycle with the same auto insurance company, you could be entitled to a discount of up to 20% on multiple policies. Multi-car insurance coverage allows you to insure all your vehicles under a single policy with a single renewal and payment date. In addition to the Liberty Mutual multi-car discount, the company offers other ways for customers to save money on their premiums, such as the multi-policy discount, the no-accident discount and the discount for advanced safety features, among others. Some insurers will offer residents a discount for several vehicles at the same address, although you may have different car insurance plans.
Your current insurer may not have the best insurance premiums for several vehicles if you consider the additional car and driver, so be sure to check with your insurer beforehand. The availability of discounts may vary by state, but it's always worth checking with Liberty Mutual customer service to see what you can opt for. Liberty Mutual teacher car insurance offers discounted rates and other special benefits designed for educators, such as additional coverage for teaching materials and school-owned properties.