Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. The amounts of auto insurance discounts vary depending on the provider. For example, State Farm offers a discount of up to 20% for several cars, while the comparable Geico discount can be up to 25%.
So, while one company may be known for its low prices in general, you might find better discounts at another insurer, so it's worth comparing prices. Insurance discounts can be applied to your entire policy or just a part of it. For example, it's common for car security discounts to apply to your health insurance coverage and for anti-theft discounts to apply to the comprehensive coverage portion of your policy. Geico is the only leading company that offers discounts on auto insurance for federal employees at Eagle level or higher.
Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common. While you can't control your age or your history of recent accidents, there are some things you can do to reduce car insurance costs. Auto insurance discounts can help you save money, but it's also important to find coverage from a reputable provider. Read the full answer on traffic accidents and violations, which would increase your Liberty Mutual premium.
From student insurance discounts and multiple policies to discounts for safe drivers, there are dozens of ways to save on your car insurance premium. Liberty Mutual offers homeowners and renters insurance policies with standard features, plus additional coverage options. In some states, you can get a discount for allowing Liberty Mutual to control your driving through its RightTrack program. With this coverage, a valet driver will bring you a rental car if yours is damaged but can still be driven and then take it back and forth to the mechanic for repair.
You can get the full payment discount from Liberty Mutual if you pay the full cost of your home or car insurance policy in one or two payments. If your car is broken down and you owe more on your loan or lease than it was worth, Gap insurance will pay the difference. Major providers such as Geico and Progressive have strong financial ratings, competitive auto insurance quotes and a good reputation for customer service. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal.
Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill.