No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums take miles into account, as the rates are an average of. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. In addition, if you have a car that doesn't travel more than 7500 miles per year, you may qualify for a discount for limited-use or low-mileage vehicles.
To help drivers save money, Liberty Mutual offers low-mileage car insurance known as ByMile. With ByMile, you pay for car insurance based on the number of miles you drive. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. In addition, you could qualify for more than one discount if you use Liberty Mutual's online quote form to purchase home insurance.
Hyundai vehicle owners can get a specialized coverage package called Hyundai Power Protect from Liberty Mutual. For example, Liberty will pay the cost of renting the vehicle for as long as necessary to repair it when drivers decide to have it repaired at an authorized repair shop and allow Liberty to arrange the rental of the vehicle. Liberty Mutual offers many types of insurance coverage, including boat insurance, life insurance, homeowners insurance and pet insurance. If you prefer a relationship with an agent or representative, you can also take advantage of local Liberty Mutual offices, although it's usually easier to buy insurance online.
If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household. Although it offers competitive rates for home and renters insurance, Liberty Mutual car insurance is expensive. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. Liberty Mutual's standard homeowners insurance aligns with typical offerings in the rest of the market.
In an innovative program, Liberty Mutual has partnered with Autonomy, an electric vehicle subscription company, to offer monthly car insurance per month. Policyholders can benefit from a discount on car rental through the Enterprise Rent-A-Car and Liberty Mutual valet service, which can deliver the rental car to you and deliver it to the repair shop if you can drive. Your car insurance deductible is the amount that is subtracted from your claim check when you file a collision or comprehensive insurance claim. If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount.