Candace Baker, auto insurance writer Yes, Liberty Mutual condones accidents to auto insurance customers. Yes, Liberty Mutual offers accident forgiveness for auto insurance customers. Liberty Mutual accident forgiveness applies to an accident every five years and can be obtained free of charge if you haven't had any accidents, claims, or violations in the past five years. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more.
When developing your quote, age, gender, marital status and location aren't the only factors that Liberty Mutual considers. Liberty Mutual is so cheap because it offers a wide variety of discounts and is the sixth largest insurer by market share, helping Liberty Mutual to keep prices competitive. Liberty Mutual is worth a look at for most drivers, but homes with young and new drivers should especially consider the provider. While the Savvy data tables below represent Liberty's national average, you can see how several factors can affect your average annual car insurance rates with Liberty Mutual Car Insurance.
A growing number of states have passed laws to prevent auto insurance companies from verifying credit ratings. However, drivers who have accident forgiveness from Liberty Mutual won't see their auto insurance rates go up at all after their first accident in 5 years. However, the company's overall reputation and unique coverage and discount options are enough to keep it among the best auto insurance companies in the country. Liberty Mutual car insurance may not be the best option for shoppers on a budget, as customers may be surprised by their premiums.
But we wanted to see how the company's auto coverage compares with that of the best auto insurance companies in the country. Liberty Mutual offers a rental vehicle reimbursement program (at an additional cost) that covers your out-of-pocket costs and offers a valet service to leave the rented vehicle and take it to the workshop. In addition to discounts, Liberty Mutual helps parents have meaningful conversations about driving safety with its Teen Driving Conversation Guide and Master This training instructions. That's because Liberty Mutual and other auto insurance companies generate individual rates for drivers based on several factors.
Founded in 1912, Liberty Mutual Insurance Company is one of the best-established insurance providers in the country. Liberty Mutual Mobile has a rating of 4.8 stars out of 5.0, with an average of more than 288,000 reviews on the App Store.