Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. Finally, if you're still struggling to pay for your Liberty Mutual policy, you should consider switching to another insurer. Opting for a higher deductible on any of your Liberty Mutual insurance policies can lower your premium.
Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run. For example, Liberty Mutual offers an accident free discount, which gives a discount to drivers who haven't had an accident for a certain period of time. Liberty Mutual offers defensive driving discounts in 34 states and the District of Columbia for seniors who complete an approved defensive driving course. Overall, married couples pay about 9% less for car insurance than single drivers because they're less likely to file a claim.
Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common. You can reduce the costs of your Liberty Mutual car insurance by taking advantage of Liberty Mutual discounts, opting for a higher deductible and reducing your coverage, among other things. RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium. Read the full answer on traffic accidents and violations, which would increase your Liberty Mutual premium.
Liberty Mutual takes a variety of factors into account when calculating your premium, although some, such as your age and location, are beyond your control. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal.