The discount can be applied if you have two or more auto policies or auto and home insurance policies, for example. In addition, the company insures drivers across the country, providing greater flexibility to insure drivers who may not have a perfect driving record, while at the same time offering full coverage options.
Liberty Mutualtakes a variety of factors into account when calculating your premium, although some, such as your age and location, are beyond your control. For example, Liberty Mutual offers a preferential payment discount for drivers who set up automatic payments from a checking account, credit card, or debit card.
If you can't get any of Liberty Mutual's safe driver discounts, there are other ways to save on your fare. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. Liberty Mutual also offers separate accidents and non-violations discounts, but the amounts and requirements vary from state to state. Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies.
In addition to the Liberty Mutual multi-car discount, the company offers other ways for customers to save money on their premiums, such as the multi-policy discount, the no-accident discount and the discount for advanced safety features, among others. Keep in mind that the availability and eligibility criteria for each discount vary by state and, in most cases, Liberty Mutual does not disclose the amounts of the discounts. Opting for a higher deductible on any of your Liberty Mutual insurance policies can lower your premium. Liberty Mutual is so cheap because it offers a wide variety of discounts and is the sixth largest insurer by market share, helping Liberty Mutual to keep prices competitive.
Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. There are 17 Liberty Mutual discounts for auto insurance customers, ranging from discounts for good drivers to discounts for cars with modern safety features. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium. Personal Finance Insider strives to provide the most accurate and unbiased review to help you make the most informed car insurance purchase.
Liberty Mutual car insurance offers several unique additional clauses and discount options to improve the policyholder experience.