Uninsured motorist coverage protects you if you have an accident with an uninsured motorist. Collision insurance will pay for the repair of your vehicle if you are hit by an uninsured driver, but it won't cover any of your medical expenses and comprehensive insurance won't cover your expenses at all after a collision. Comprehensive insurance only pays for repairs if your car is damaged by something other than a collision, such as acts of vandalism or a natural disaster. And you would need coverage for uninsured motorists.
Read the full answer on personal injury protection (PIP) or MedPay to cover your medical expenses after a collision with an uninsured driver. You can log into your account online on the Liberty Mutual website or call customer service at 1 (800) 290-8711 to add comprehensive insurance to your policy. Depending on the details of the policy, Liberty Mutual's uninsured motorist insurance may include coverage for bodily injury and property damage in the event of accidents involving uninsured drivers. Liberty Mutual's uninsured motorist insurance covers the policyholder after an accident caused by an uninsured driver.
The company offers standard car insurance options and additional coverages, including roadside assistance, rental vehicle reimbursement, and accident forgiveness. Drivers almost always take out comprehensive insurance along with collision insurance, which pays for the repair or replacement of the covered vehicle after a car accident, regardless of who was at fault. Liberty Mutual comprehensive coverage will pay up to the actual cash value of the vehicle, less any deductibles, for covered repairs. Liberty Mutual comprehensive insurance covers damage to the policyholder's car caused by something other than a collision, such as vandalism or a natural disaster.
Car insurance costs are influenced by many factors, some of which are within your control and others not. We contacted Liberty Mutual for home insurance quotes so you can better understand what you can expect to pay for coverage.