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Comprehensive insurance is often taken out in conjunction with collision insurance so that the policyholder is protected against both accidents related and non-accident related damages. Comprehensive insurance coverage limits are determined based on the actual cash value of the vehicle, so the more a car is worth, the more the insurer will pay in the event of a claim. FOR FULL DETAILS ON ANY POLICY OR SERVICE OFFERED BY ANY ERIE COMPANY, PLEASE CONTACT YOUR LOCAL ERIE AGENT. Search for your local ERIE agent now or call (800) 458-0811 during business hours to find an ERIE agent near you.