Our easy-to-use online customer service site allows you to make changes to your policy at any time. The website of the Department of Motor Vehicles in your new state will contain all the legal requirements for insurance and vehicle registration. Depending on the state, you could have 30 to 90 days to change your insurance, driver's license and registration. You could face a fine for not making the change by the deadline.
A claim for damage (or total loss) of a vehicle can be filed against the at-fault driver in New York, without limitations. Like an out-of-state move, an in-state move will affect your car insurance rate, although the change may be less than an out-of-state move. Because car insurance requirements vary from state to state, you'll need to get a new insurance policy if you move out of your current state. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
You may need this type of insurance (form) if you are caught driving without insurance, if you have been convicted of driving under the influence of alcohol, or if you have lost your “good driver” status with your insurance company. For example, if you live in Connecticut but work outside the state of New York, you would have an auto insurance policy in Connecticut, since the vehicle stays there overnight. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. When you move from another state, you'll need a new car insurance policy, even if you can stay with the same insurance company.
But how do you know which car insurance company to choose? Who will give you the best peace of mind? Which companies have received complaints and which companies are about to go bankrupt? States that border New York tend to pay a cheaper auto insurance premium, so if you're thinking of moving to New York or the surrounding area in the near future, this might be something to consider. According to NOLO, New York's no-fault auto insurance system applies to injuries caused by car accidents, but not to claims for damage to vehicles. Your location, where you park your car every day, is a key factor in determining the price of your car insurance coverage. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates.
But with so many car insurance companies available and so many different types of car insurance coverage, how do you know which provider and plan are right for you? This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.