Policyholders can cancel their car insurance policy at any time and for any reason. And you'll never have to wait until the end of your policy period to cancel it. Even if your policy started just a few days ago, you can cancel it. Auto policies can't be canceled online, but you can cancel your policy by phone, mail, or email.
You can start the cancellation process offline; at this time, Progressive Insurance does not allow online cancellation. You will need to call the service and talk to customer service in order to cancel. These steps will guide you through the process of canceling your Progressive car insurance policy, whether you're trying to change your policy or get a better deal on your current policy. Generally, some factors affect how much you must pay to cancel your Progressive insurance coverage.
In addition, knowing the exact coverage you have can help you research the prices of other car insurance companies. You'll talk to an agent who will need your name, date of birth, Social Security number, and Progressive Insurance car policy number. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. Progressive doesn't usually allow you to cancel your car policy online, which means you have to contact Progressive on the phone and talk to a customer service agent.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. If you have boat insurance or home insurance with Progressive, the measure could increase your rates on those other policies. If you're a new customer of Progressive, you'll notice that your auto insurance premium will increase after the first 6-month policy period, especially if you file traffic violations or a claim to be added to the registry in the meantime. If you are sure to cancel your Progressive policy, you should already have another policy with your new insurer before you cancel with Progressive.
If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.