People who purchase two or more insurance policies from the same company can take advantage of the multi-policy discount. Pennsylvania drivers can get a 9% discount on multiple policies on their car insurance. People who combine their auto and home insurance policies often get the highest discounts from insurers. Depending on the car insurance company that offers it, you can get up to 25% off coverage for a multi-car policy.
So, when you're looking for insurance quotes for multiple cars, you have several options depending on your budget and the different benefits that each car insurance company is willing to offer for their insurance package. If you own or rent a hybrid car, you can save on your Travelers car insurance with a discount on hybrid car insurance. It illustrates why making some car insurance comparisons is always a good idea, since some insurance companies are more generous than others when it comes to discounts. When it comes to basic coverage, the auto insurance company will require that you have the same amount of auto insurance coverage for each vehicle in the multi-car policy.
If you have several cars parked in your house and you insure all of these vehicles through the same insurance company, then you could qualify for discounts for multiple company vehicles. Since the limits of liability for all vehicles covered by your policy must be the same, there is no confusion as to what your limits of liability are for property damage in the event of an accident, as would occur in the case of separate auto insurance policies. Policyholders with drivers who are fully enrolled in high school or college and who are good students who maintain a “B” average or better may qualify for a discount on car insurance. This liability coverage can go beyond your auto and home insurance policies to help protect you from unexpected events.
Multi-car insurance is for people who have more than one car in their home, usually up to five. When you buy a new car or own a car that's less than three years old, you may qualify for a new car discount. As long as you have that information handy, you can save time by adding a car to your policy and requesting the insurance discount for several vehicles at the same time. Finding out that you qualify for an insurance premium discount, such as the one that applies to multiple cars on the same plan, is like finding extra money that you can use on something more special than your car insurance.
But how can people find these discounts on their car insurance? Here are three tips for finding a discount like this so you can save money. You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere.