Good driver, drivers with a clean record and no history of claims save on insurance. USAA serves members of the military and their families, so it has a couple of unique discounts on auto insurance. Drivers can get a 60% discount if they store their vehicles in a safe place, which can be useful during deployment. The USAA also offers a 15% discount for parking a vehicle at a military base.
Other common types of auto insurance discounts are discounts for full-time students who are in high school or college with good grades in all of their classes. It's worth not only looking for car insurance, but also looking into the auto insurance discounts available to you. However, drivers in Pennsylvania can choose to sue or be sued after a car accident by excluding themselves from the no-fault system. People who are careful and drive very little often get the best discounts on usage-based auto insurance.
Taking advantage of discounts on car insurance can often make the difference between cheap car insurance and overpriced premiums. Geico is the only leading company that offers discounts on auto insurance for federal employees at Eagle level or higher. Penalties for driving without insurance in Pennsylvania include fines and the suspension of the driver's license and registration. When you buy a new car or own a car that's less than three years old, you may qualify for a new car discount.
You can qualify for a discount on car insurance if your family insures two or more cars under a Travelers policy. You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere. If you own or rent a hybrid car, you can save on your Travelers car insurance with a discount on hybrid car insurance. In Pennsylvania, drivers with just two speeding tickets pay an average of 34% more on their annual car insurance premiums, for example.
Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers. The 10 biggest insurance companies offer a good student discount, and the requirements are generally the same among insurers. From student insurance discounts and multiple policies to discounts for safe drivers, there are dozens of ways to save on your car insurance premium.