Most Pennsylvania auto insurance companies offer discounts to those who take an approved driver education course or a defensive driving course and to those who demonstrate that they have a history of safe driving. But there are many insurers that also offer discounts to married people and students. You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere. Car accidents can be costly, and if you are the at-fault driver, you may experience a significant increase in your insurance premium after the incident.
Since following this route would leave drivers vulnerable to future car accidents and collision-related lawsuits, most will find it easier and less expensive to purchase car insurance. Customers who have taken out car insurance on an ongoing basis with Travelers with no interruptions in their coverage may be entitled to a discount. Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers. In Pennsylvania, drivers with just two speeding tickets pay an average of 34% more on their annual car insurance premiums, for example.
If you own or rent a hybrid car, you can save on your Travelers car insurance with a discount on hybrid car insurance. Policyholders with drivers who are fully enrolled in high school or college and who are good students who maintain a “B” average or better may qualify for a discount on car insurance. When you buy a new car or own a car that's less than three years old, you may qualify for a new car discount. Penalties for driving without insurance in Pennsylvania include fines and the suspension of the driver's license and registration.
By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than they did in their teens and 20s. The 10 biggest insurance companies offer a good student discount, and the requirements are generally the same among insurers. Insurers in Pennsylvania typically offer discounts that fall into one of three categories: policy discounts, driver discounts, and vehicle discounts. However, drivers in Pennsylvania can choose to sue or be sued after a car accident by excluding themselves from the no-fault system.
You can qualify for a discount on car insurance if your family insures two or more cars under a Travelers policy. You can get a good student discount on car insurance if you're a high school or college student with at least a B grade point average.