As a general rule, a safe driving course will save you approximately 10% on your insurance premiums. Some companies may offer a higher or lower discount, but the average is usually 10%. These effects are not cumulative; you cannot continue taking several courses to get more discounts. TRAFFIC TICKETS, CAR INSURANCE AND DRIVER IMPROVEMENTS Pennsylvania will also remove three points from your driving record for every 12 months that avoid traffic violations or a suspension for reasons unrelated to your driving record (that is, if you receive points against your Pennsylvania driving record, but you remove them from your record for an extended period of safe driving and you can keep a clean record for 12 more months, the Pennsylvania DOT will clear your driving record from Pennsylvania (as if it had never committed any traffic) violations.
Auto insurance companies are also much less likely to increase your insurance premiums if you demonstrate your commitment to safe driving by enrolling in an online traffic school in Pennsylvania, an online defensive driving program in Pennsylvania, or an online driving improvement program in Pennsylvania. Nowadays, most drivers are entitled to discounts on anti-theft and car security, as safety features come standard on most new cars for years. Not all insurance companies will recognize them as viable courses, but for those that do, they can be an easy and affordable way to lower your insurance premiums. A student driver's car insurance discount isn't the only auto insurance discount that's available to teen drivers on their insurance premiums.
A clean driving record in Pennsylvania also keeps your car insurance premiums low by preventing the Pennsylvania DOT from disclosing information to your insurance company that is likely to cause increases in your insurance rates. Of course, you don't want to overlook the potential benefit of also getting a discount on your car insurance premiums. Depending on your insurance company, completing this course is the minimum required to receive a discount on car insurance. To compare quotes from different auto insurance companies, enter your zip code on this page to use the free quote tool.
Some, but not all, insurance companies offer discounts for driving schools as one of several discounts on car insurance. Once the teen has taken and passed the driver education course, parents can present their certificate to the auto insurance company for a discount. Some common auto insurance discounts are multi-policy discounts, multi-car discounts, no-accident discounts, discounts for good students, discounts for long-term policyholders, discounts for long-term policyholders, anti-theft discounts, and discounts on car insurance with safety features. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances.