One way to receive a discount of up to 10% is to enroll in a driver education or defensive driving course. A driver education course is especially important for teenage drivers or others who can expect high insurance premiums. Older drivers may also have the option of taking a refresher course. Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive.
Depending on your insurance company, completing this course is the minimum required to receive a discount on car insurance. It's no secret that car insurance premiums can get astronomically high, especially if the plan includes a teenage driver. This law requires insurance companies to offer a 10% discount on liability and collision insurance for cars or motorcycles if you complete an accident prevention course approved by the New York State Department of Motor Vehicles.