The Geico discount for good drivers is up to 22% for qualifying policyholders. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Geico in the long term. You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance.
Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers. There are more than 500 groups and organizations that have partnered with Geico to offer car insurance savings to their members.
Drivers who invest in safety training or educational courses can benefit from savings on their car insurance. You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things. You can purchase AirCare flight insurance from Geico to cover only air travel, or ExactCare travel insurance to cover more types of travel situations. In addition, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app.
For more information on how to save on car insurance for teen drivers, check out WalletHub's picks to find the most affordable car insurance for teens. Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy. Each insurer uses its own algorithm to calculate premiums, so even if Geico charges you a high premium, you may be able to find a cheaper policy with another insurer. For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger.
Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if the discounts are combined.