In addition, under Pennsylvania law, drivers 55 and older can receive a 5 percent discount on their vehicle insurance if they complete the Basic Vencible plan. One way to receive a discount of up to 10% is to enroll in a driver education or defensive driving course. A driver education course is especially important for teenage drivers or others who can expect high insurance premiums. Older drivers may also have the option of taking a refresher course.
Rental car insurance coverage protects you while your vehicle is being repaired. Liability insurance for rental vehicles does not protect you or your rental car against collision damage, car theft, loss of personal effects, or injuries.
While the details vary depending on the policy, some car insurance policies may cover damage caused by rodents to car wiring. If your policy has comprehensive coverage, you may be able to file a claim for wiring damage caused by rodents.
Geico is the cheapest for drivers with bad credit. NerdWallet analyzed the auto insurance rates of 154 auto insurance companies across the country to find the cheapest car insurance for a variety of drivers.
MetLife is one of the cheapest car insurance companies overall, according to data from Insurify. MetLife's average premium for liability insurance is nearly 20% lower than the national average rate.