Like scooters, mopeds are often included in the motorcycle insurance category. When insurance is needed, liability coverage is the minimum required, but additional motorcycle insurance coverages are available if you want additional protection for your moped and belongings. Scooter and moped insurance is sold as motorcycle policies. Your rate may change depending on the factors mentioned above and if you qualify for additional discounts.
Liability coverage is the basic requirement in most states and it's also the most cost-effective option. Additional insurance coverage for all risks and collisions or transportation of contents and belongings costs a little more. Most companies offer coverage similar to auto insurance policies. This would include your liability for bodily injury and property damage.
You can also consider additional motorcycle insurance in South Carolina, which includes medical payments, comprehensive and collision coverage. An uninsured driver covers you if someone doesn't have insurance or doesn't have enough insurance to cover their injuries. Liability coverage for bodily injury and property damage can cover injuries to other people, damage to other people's property, and your legal expenses if you cause an accident. A standard motorcycle insurance policy includes liability insurance for bodily injury and property damage.
Insurance companies will consider many different factors when insuring your motorcycle in South Carolina. The rate you'll pay for your scooter and moped insurance is based on several factors, such as your age, location, driving history, type of motorcycle and mileage. You receive fees on the insurance policies you sell from these insurers, and you can receive other compensation from insurers based on performance, profitability or volume. Therefore, whether it's moped insurance or scooter insurance, the same policy offers you protection against incidents that occur while driving your vehicle.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. These policies vary by state, but the motorcycle insurance agents at Unruh Insurance specialize in what Pennsylvania drivers need. InsuraMatch is an insurance agency that sells insurance policies for several insurance companies.