If you choose this route, be sure to cancel the vehicle registration before insurance coverage to avoid creating a gap in car insurance coverage. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. This means that after a car accident, each driver's insurance company will cover the driver's medical expenses after an accident. If you finance or lease your vehicle, there may be car insurance requirements in addition to Pennsylvania's state minimum limits.
Carol Pope is an insurance writer for Bankrate and, before joining the team, she worked as an auto insurance agent for 12 years. Finding the best car insurance in Pennsylvania requires a bit of research, but Bankrate can make the process easier. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. The availability of discounts may vary by state, so you'll need to talk to an insurance agent to find out what auto insurance discounts you're eligible for.
To find the best company for you, consider these tips to make sure your car insurance protects your finances the way you want. Some insurers, including Progressive, allow you to maintain comprehensive coverage while canceling auto insurance coverage due to collision. We analyzed Pennsylvania auto insurance companies using several key metrics to help you find the one that best fits your needs. Insurers consider many other factors when determining the cost of car insurance, such as your age, driving history, where you live, the make and model of the car, and more.