No, there is no separate auto insurance policy for several states, since a standard auto insurance policy generally provides out-of-state coverage in all 50 states. Nor is there a multi-state auto insurance policy that originates in two or more states. Any auto policy you buy will originate in a single state, usually the state in which you reside. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.
In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here.
Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. Learn more about the coverage requirements and discounts available through Progressive, and find easy ways to get a Pennsylvania car insurance quote through us. In that case, you would need two car insurance policies, one for the vehicle that is kept overnight in Connecticut and a policy from another state in New York for the vehicle you keep at work.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates.