We offer optional coverage that can pay for some or all of your car rental charges. Simply check your policy or contact your claims representative to see how your coverages apply. Even if you're not covered for car rental charges, your claims representative can help you find a rental vehicle and offer you a discount. American Insurance Group is proud to offer Progressive auto insurance as one of our top auto insurance companies.
Progressive offers great value on auto insurance for Reading PA, Berks County, and all of Pennsylvania, from Philadelphia to Pittsburgh, Erie to Allentown, Lancaster to Gettysburg, Harrisburg to Hanover, and everywhere in between. This type of car insurance coverage also applies if you or your family members are traveling as passengers in other vehicles or are hit by a car while walking or biking. The medical payment coverage in your auto insurance policy will cover your co-worker's hospital bill up to the limits of your policy. Also known as the amount of your coverage, your insurance limit is the maximum amount your insurer can pay for a claim, as stated in your policy.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. Although you won't submit the claim to your insurance company, call your insurer as soon as possible to report what happened. Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work.
That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. The insurance limits in your policy determine the maximum amount your insurer can pay for claims in each category of coverage. The best thing about Progressive car insurance are all those unconventional videos with Flo and “The Messenger.” If you file a third-party claim yourself, you can create an at-fault party's insurance account and access their online claims portal, where you can file your claim and track the progress of the claim.
If you have a car accident caused by someone else, you can file a third-party claim with the other driver's insurance to cover expenses related to the accident. When you receive a quote for a new insurance policy, the agent or insurer can pre-select coverage limits or present you with some options. Liability is mandatory auto insurance coverage in 49 states, while comprehensive and collision coverage are optional if the car is paid for.