The insurance company generally has approximately 30 days to investigate your claim. In the meantime, to get an auto insurance policy, you can simply compare prices online, find the best policy for your needs, and buy it. The insurance company generally has approximately 30 days to investigate your car insurance claim, although the number of days varies by state. Depending on your insurance coverage, Progressive can provide you with a replacement vehicle, payment of a claim, and sometimes a rental vehicle for you to use in the meantime.
Filing a claim will increase auto insurance premiums from 3% to 32% on average for three to five years in almost all cases. Finally, if you live in an area where there are more severe weather events, there are more claims, which increases the cost of car insurance for all drivers in your state. This means that if your car is a favorite of car thieves or ends up in more crashes, you'll pay more for car insurance regardless of whether you've ever filed a claim. After you compare the quotes and understand which car insurance best fits your needs, you can make the final decision about buying the car insurance policy.
In addition, Progressive rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here. The NAIC numbers show the average amount that state residents spend on car insurance, regardless of the type of car they insure or the amount of coverage they buy.