GEICO strongly recommends that you take defensive driving courses and, in turn, you could qualify for a discount that allows you to enjoy a cheaper car insurance policy. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. The actual amount of the discount will vary depending on your insurer, age, state, and other factors. Taking a defensive driving class can earn you a 5% to 10% discount on car insurance.
In some cases, you can also take a defensive driving course to keep a ticket out of your record and prevent your rates from rising. Depending on where you live, taking a road safety course can help you get discounts on car insurance. Ask a local State Farm agent for a list of qualifying courses and requirements. Nationwide wants to reward you for being a good driver.
In addition to a defensive driving discount, you can save up to an additional 10% with an accident free discount if you have at least five years of driving experience and haven't had accidents or serious violations in the past five years. Nationwide also offers a variety of other auto insurance discounts, so you can find the car insurance you need at the price that's right for you. Yes, Sfeco offers a discount on a defensive driving course for drivers who take an approved accident prevention course. By voluntarily taking an approved defensive driving course, Sfeco auto insurance customers in eligible states can get a discount, although the exact amount varies from state to state.
Once the discount expires, drivers can renew it by taking another course. Allstate, GEICO, State Farm and USAA are among the auto insurance companies that offer discounts for defensive driving. Drivers aged 55 and over can receive discounts of up to 10% after completing a defensive driving course. Allstate requires that the duration of the driving course be six hours or more.
Young drivers can also get discounts through TeenSmart, a computer-based driver education program. Allstate drivers in 42 states are eligible for TeenSmart discounts. The program announces that teenagers who complete it have up to 30% fewer collisions than those who don't. TeenSmart is a third-party program and Allstate is one of its insurance partners.
American Family policyholders who complete defensive driving courses get decent discounts. Drivers from participating states can get a 5 to 10% discount on their premiums. However, only drivers aged 55 and older are eligible for the defensive driver discount through AmFam. Taking a defensive driving course can earn you a discount on car insurance or help you avoid being charged a fine.
Many insurance companies offer discounts on defensive driving courses, so check with your insurance company. Military personnel and family members who complete an approved defensive driving course are entitled to receive lower auto insurance premiums through the USAA. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a discount for defensive driving can be offered to people of all ages. Additional savings are available if you have other State Farm insurance products, such as homeowners, renters, condo or life insurance, in addition to vehicle insurance.
If you have an auto insurance policy with MetLife and complete the National Safety Council's defensive driving course, you could be entitled to a discount of between 5% and 10%. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. You can get a defensive driving discount on car insurance if you complete an approved driver education course. Leslie Kasperowicz is an insurance expert with four years of direct experience in agencies and more than a decade creating educational content to help insurance buyers make informed and confident decisions.
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