Are there any additional fees associated with adding or removing a driver from my policy with progressive car insurance in scranton?

Some insurers may require you to contact a representative to remove a driver and provide proof that the driver no longer lives with you. Depending on the company, you may be able to remove someone from your car insurance policy online or through an app. Since companies may vary as to the exact process, check with your insurer for more details. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history.

For example, many insurance companies offer discounts if your policy includes a teen driver or a good student. On the other hand, a driver with a history of insurance claims and traffic violations may increase the cost of their policy. To add a car to your policy, you can update your policy online or call your insurance company. Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle.

You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy. If your spouse drives your car and crashes into another vehicle, you should be covered by the policy's liability coverage if you are at fault. Liability coverage will cover damage they cause to other cars and surrounding properties (mailboxes, telephone poles, etc.).

Liability coverage is standard in almost every state and extends to all drivers of a policy, no matter what car in the policy they are driving. The same would apply if you drive your spouse's car and you crash into someone else's vehicle. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy.

If your friend doesn't live with you, it usually can't be added to your policy. If the other driver is officially considered to be at fault, your insurance company can pay for your repairs if you file them and you won't have to pay your deductible. If you have collision coverage, you can also choose to use your own insurer, which will request reimbursement (including your deductible) from the other driver's insurance company. In situations where fault is shared, you may end up paying all or part of your car insurance deductible.

If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages for which they are responsible. You can change insurers at any time, even if you just renewed your policy with another insurance company. If you live in the same residence as your friend, you can usually add it to your car insurance because the vehicles are parked in the same place. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.

In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. If you and your spouse have a good driving record, a joint car insurance policy can save you money with lower premiums and a multi-car discount (if your insurer offers one).

Sharing an auto insurance policy, on the other hand, typically means that both vehicles are covered by a single policy. Many insurers, including Progressive, require that you add a spouse to your car insurance policy if you both live in the same household (unless your state gives you the option to exclude your spouse). This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims.

However, the vehicle must be regularly parked at your residence overnight in order for Progressive to insure it in your policy. .

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